Services
Loaning
Aguirre Loan has always been a leading name in the pawnbroking industry for our lenient appraisals, terms, and rates, Clients can expect full transparency as we do not deduct advance interest, service fees, and hidden charges from the loan. We accept various jewelry pieces and we process loans within minutes, making us a reliable partner in times of financial need and emergencies.
Items Accepted
Aguirre Jewelry Loan only accepts the following Luxury items for loaning:
- Gold
- Natural Diamond
- South Sea Pearls
- Colored Stones (Selected)
- Luxury Watches (with gold, diamonds & precious colored stones)
Renew Anywhere
We understand and value our clients' time and effort so we made it easy for them to renew their loan. You no longer need to head to the branch where the loan was made. Our advanced-system allows clients to renew their transaction in any of our branches near them.
For our clients who wish to settle their account via bank transfer, they may deposit directly to our account.
Safety and Security
When it comes to safety and security, we do not compromise. We ensure that each item is securely sealed and packaged and stored in our vaults. All of our offices are equipped with advanced security systems, guaranteeing utmost safekeeping of our clients' prized possessions.
Should our clients prefer to receive the loan by check, this may be accommodated. We may also do a bank transfer to the clients account.
How To Loan
Follow these steps to make a loan at Aguirre Loan:
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Present item intended to be used as collateral for the loan and one(1) valid identification card (ID
LIST OF ACCEPTED IDS3
Discuss and come to an agreement with the branch personnel regarding the appraised value and net pro
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Sign the loan/pawn ticket on the space provided for the 'Pawner'.
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Claim the cash from the cashier and secure the pawn ticket. When renewing or redeeming the loan, the
How To Renew Your Loan
- With our Renew Anywhere program, pawners can head to any Aguirre Loan branch nearest them to renew their loans.
- Present the pawn ticket and sign at the back on the space provided for the 'Pawner'.
- Present the pawn ticket with the payment due to the cashier.
- Sign the new pawn ticket at the space provided at the front of the pawn ticket.
- Secure the original copy of your new pawn ticket.
How to Redeem Your Loan
- Go to the Aguirre Loan branch where your item was pawned.
- Sign the back of the pawn ticket in the space provided for the 'Pawner'.
- Present the pawn ticket along with the payment.
- Claim your item and check its condition before leaving the branch.
Inquire Now
Find an Aguirre Jewelry Loan Branch near you.
Frequently Asked Questions
- Why Is there a need to test my hem during pawning?
- The pawner hereby accepts the pawnshop's appraisal as proper.
- Can I still renew or redeem my item even if I lost my pawnticket?
- Yes. Immediately inform your branch of the loss so that we can prevent redemption by unscrupulous individuals. During renewal or redemption, you need to present a notarized affidavit of loss and valid IDs
- Will my jewelry Item be damaged during appraisal?
- No. Our branch personnel are expertly trained to carefully appraise jewelry items. In some cases and with your permission, however, special tools may be needed to better appraise the items. The effects of these tools on your item will be barely noticeable.
- Aside from jewelry items and appliances, what other items do you accept for pawning?
- We also accept electronic gadgets such as mobile phone, digicam, videccam, magic sing, and the like. Inquire from the pawnshop nearest you for the other items accepted for pawning.
- Is my pawned item safe while in your custody?
- Yes, your item is safe because it will be placed in a sealed plastic pouch with your signature. This ensures that your item will never be tampered. Aside from this. we have enforced in every branch tight security measures to ensure the safety of the item you've entrusted with us.
- Can I see my ham even if I will not redeem it?
- As part of our security measures, we do not allow items to be brought out from the vault except when the item is redeemed. This is to ensure the safety and security of your items.
- Can I redeem my item anytime during business hours?
- You can redeem your item anytime except on Sundays and after 5pm from Monday to Saturday.
- How can I avoid foreclosure of my item?
- To avoid foreclosure, you need to renew or redeem your item on or before the expiry date, that is,120 days from the loan date.
Terms and Conditions
- The pawner hereby accepts the pawnshops appraisal as proper.
- The interest rate stipulated herein is in accordance with the existing policy of the Monetary Board. The pawnshop hereby agrees not to collect in advance interest for a period of more than one (1)year.
- The service charge is equivalent to one percent (1%) of the principal loan but, not exceeding five pesos (Php 5). No other charges shall be collected.
- This loan is renewable for such amount and period as may be agreed upon between the pawnshop and the pawner subject to the requirements of P.D. No.114 for new loan.
- Upon maturity of this loan, as indicated on the face of the pawn ticket, the pawner still has ninety (90) days from maturity date within which to redeem the pawn by paying the principal loan plus the interest that shall have accrued thereon. The amount of interest due and payable after the maturity date of the loan and during the redemption period shall be computed upon redemption at the same rate of interest provided in No.2 based on the sum of the principal loan and interest earned as of the date of maturity.
- The pawnshop shall send a written reminder to pawner, before the expiration of the ninety (90) day grace period, that the pawn shall be sold or disposed of in the event the pawner fails to redeem the pawn within the ninety (90) day grace period.